How Do I Pay for a Pap Test?
- Free and low-cost tests: If you do not have health insurance, there may be places in your community where you can get a Pap test for free. People with a low income or without health insurance may be able to go to a clinic to have the test done. For more information on where to get a free or low-cost Pap test, call toll-free 1-800-4-CANCER (1-800-422-6237). It is possible to speak to a representative in English or Spanish.
- Insurance coverage: If you have health insurance, it will usually pay for the Pap test. Some companies have their own rules regarding the test. If you have questions about coverage, talk to your insurance company.
- Medicaid: If you are eligible for Medicaid, you might not have to pay for the doctor visit and the Pap test. For more information, call the nearest Medicaid office.
- Medicare: If you are 65 years of age or older, Medicare pays for the Pap test every 2 years, or every year for certain women at higher risk. For more information about coverage for the Pap test by Medicare, call toll-free 1-800-MEDICARE (1-800-633-4227). It is possible to speak to a representative in English or Spanish.

